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Nov 29

Sms lån med hårdare krav?

Tag: sms lån — admin @

Kronofogdemyndigheten vill ha skärpt kreditkontroll på sms-lån och att det ska ta ett dygn innan man får pengarna p.g.a. att lånen ofta leder till impulsköp och betalningsanmärkningar. Därför kanske det blir ändring på det snart.

Snabbheten och enkelheten med dessa typer av lån kan vara lockande, men man bör fråga sig själv om man verkligen behöver lånet. Kostnaden för sms-lån är nämligen mycket hög. Den effektiva räntan kan ligga på flera hundra procent, vilket gör dessa lån mycket dyra. Nuförtiden får du ofta en fast summa för ditt sms lån så det behövr egentligen inte bli särskilt dyrt.

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Kolla lån med betalningsanmärkning